Mix together your cooked and drained ground beef, tomato sauce, taco seasoning and refried beans.
In a greased 11 x 7 baking dish, start layering.
Gently crumble about half of the tortilla chips, and that is layer one in your baking dish. You want bite size pieces, not crumbs.
Then make a layer out of half of the meat mixture, and on top of that, a layer of half of the cheese. I like sharp Cheddar because it just gives a lot more flavor for the fat and calories, but if you’re family prefers a milder cheese, you can always substitute Monterey Jack or another mild yellow cheese.
Finally do one more layer of broken up chips, then the remainder of the meat mixture, and last, a layer of cheese, and you’re ready to bake uncovered in a preheated 350 degree oven for about 20 minutes, or till it’s all heated through, and the cheese is melted and yummy looking!
You can add any toppings you might normally like with your tacos, such as sour cream, lettuce and tomato, hot sauce or salsa!
This dish is best served right away.